Open a Gold Account and enjoy premium banking.
Experience next-level banking and exceptional client service with Amegy Bank.
gold-tier benefits
The Gold Account offers a curated approach to managing your finances with added confidence and ease.
Interest Rate Bonus
Earn higher interest rates on your linked savings and money market accounts.
Loan Rate Discounts
Enjoy a 0.50% rate discount on new consumer loans.
Up to $500 Bonus
When you extend your relationship to a new Zions Wealth investment account.
Earn Up to $500 When you extend your relationship to a new Zions Wealth investment account
As a valued Gold Account Relationship client, you may be eligible to earn a special cash reward of up to $500 when you open a new Zions Wealth investment account — our way of saying thank you for your trust and partnership.
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Monthly service fee is avoidable with $250 monthly direct deposits or $500 minimum daily balance. No fee if 25 years old and under.
Enjoy no monthly service fee when you keep a daily account balance of $2,500 OR a combined deposit balance of $25,000.
+ A bonus exclusively for gold account clients
Earn a special cash reward of up to $500 when you open a new Zions Wealth investment account.
Your Gold Account Questions, Answered
Your Gold Account - our premium personal checking account - offers several benefits, including:
- Unlimited fee-free ATM withdrawals nationwide
- Higher interest rates on linked savings and money market accounts
- A 0.50% rate discount on new consumer loans
- An unlimited 0.25% annual rewards bonus on eligible credit card spend
- Up to $1,000 closing cost credit towards a new mortgage loan
- A complimentary 3x5 or smaller Safe Deposit Box (subject to availability) or an annual discount on other size boxes
- No monthly service fees on linked consumer savings accounts and consumer money market accounts
- No fees for cashier's checks purchased from your Gold Account, stop payments on checks drawn on your Gold Account, and domestic and international wires into your Gold Account
- Free credit score monitoring
Fees and rates associated with your Gold Account can be found in the Product Disclosure, Deposit Rate Sheet, and Personal Account Schedule of Fees. You can also speak with a banker for more details.
With your Gold Account, you can enjoy unlimited withdrawals at all ATMs in the United States without any fees. This includes $0 transactions at ATMs owned by Amegy Bank or other divisions of Zions Bancorporation, N.A., and unlimited ATM fees waived for transactions at non-Zions Bancorporation, N.A. ATMs when using Visa® Debit or ATM Cards. Additional ATM fees may be assessed by operators of ATMs. Unlimited refunds for ATM fees charged by non-Zions Bancorporation, N.A. ATM operators when you use your Amegy Bank Visa® Debit or ATM Card.
Interest rate bonuses are automatically applied to qualifying interest-bearing deposit accounts when the primary account holder of the Gold checking account is also an owner of the qualifying linked accounts. See the Amegy Bank Deposit Products Rate Sheet for more information.
You can access your Gold Account online through our website or via our mobile app. Use your login credentials to manage your finances, check balances, transfer funds, and more from your phone, tablet, or computer.
Your complimentary Visa® debit card is accepted anywhere Visa is accepted. It comes with Zero Liability Protection, ensuring you are not held responsible for unauthorized transactions.
Yes, the standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category.
Your Gold Account includes several fraud and security features, such as automatic alerts for suspicious transactions, low-balance notifications, and Zero Liability Protection for your Visa® debit card. Additionally, you can monitor your credit score for free.