POSITIVE PAY
Learn more about ACH and Check Positive Pay
Control over what items post to your account
Our Positive Pay Solutions help you manage payment risk from fraudulent checks and electronic ACH items. View daily reports of presented items that vary from the instructions you provided. Several variations of this service are available to suit all business needs.
Be proactive about fraud. Detect and act upon unauthorized check and ACH transactions.
Check Positive Pay with Payee Match
Recommended as the tool with the highest degree of check fraud detection, the system compares checks presented for payment against your authorized check issue information. Other variations are available.
ACH Positive Pay
Prevent unauthorized ACH transactions from posting to your account.
Mobile Positive Pay
Manage exceptions and other important actions from the convenience of your mobile device.
Positive Pay
Manage payment risk from fraudulent checks and electronic ACH items. To learn more, contact a banker.
Benefits of Positive Pay
Helps Stop Unauthorized Transactions
Identifies and helps eliminate unauthorized transactions from clearing your account by offering improved control.
Customizable Permissions and Access
Provides layered user permissions and the ability to limit user account access.
Saves Money
Limits potential losses and legal fees with timely return of unauthorized items.
POSITIVE PAY
Features
Benefits of Positive Pay
-
Helps stop unauthorized transactions from clearing your account with improved control
-
Includes protection against payee alteration
-
Gives tellers access to the most current check information available when cashing items
-
Includes checks issued file upload and ACH filter designation of authorized transactions
-
Accepts virtually any file format
-
Provides layered user permissions and the ability to limit user account access
-
Enables account reconciliation and easy integration into payable systems
-
Lets you retain ownership of users and permissions within your company
-
Saves money by limiting potential losses and legal fees with timely return of unauthorized items
Let’s Get Started
Positive Pay helps stop unauthorized transactions, layers permissions and limits user access, and can save you money. Speak with a Treasury Management Officer to put this valuable solution to work for you.