Business Credit Cards

Real spending control. Real rewards. And a real banker behind your business.

  AmaZing Cash®
for Business
AmaZing Rate®
for Business
AmaZing Rewards®
for Business
  cc-business-amazing-rewards-thumbnailApply Now  cc-business-amazing-rewards-thumbnailApply Now cc-business-amazing-rewards-thumbnailApply Now 
Ideal for clients who want: Cash back for everyday purchases Great low rate if you need to carry a balance Points for everyday purchases
 

Card Features:

LIMITED TIME OFFER
$250 CASH BACK
WHEN YOU SPEND $2,500 IN THE FIRST 90 DAYS*
  LIMITED TIME OFFER
 25,000 BONUS POINTS
WHEN YOU SPEND $2,500 IN THE FIRST 90 DAYS*
  • 0% Intro APR1 for 6 months on new purchases. 9.75% variable APR thereafter
  • One of the lowest rates in the market
  • Save with a low variable APR on both purchases and balance transfers
No annual fee X X X
Amegy Purchase Alerts6 X X X
Amegy Mobile Card Fraud Alerts7 X
X
X
Assign employee spending limits X X X
Set unique merchant category blocking X X X
Card branding with myPHOTOcard®8 X X X
Automatic savings on qualified purchases when you enroll in Visa Savings Edge®
X
X
X
Pricing and Terms Here Here Here

Credit cards subject to credit approval. Certain terms, conditions and restrictions apply.  See Amegy Bank Business Credit Card Agreement and Disclosures for more details.  All offers subject to change at any time.

* Earn $250 cash back / 25,000 rewards points when your business spend[s] $2,500 in the first 90 days of account opening. Transactional items such as cash advances, balance transfers, returned merchandise, etc. are not eligible. One bonus payment is allowed per business, not per account or per card. Offer applies to new AmaZing Business Credit Cards opened on or after 10/01/2013 only. Limited time offer, subject to change at any time. Certain terms, conditions, and restrictions apply. See the Amegy Bank Business Credit Card Application and Agreement and Disclosures for more details.

  1. 0.00% Introductory APR for the first six months, after that, the APR will range from 9.75% to 12.00%  based on card type. This is a variable rate product:  The APR is based on the Prime Rate as stated in the Wall Street Journal. The interest rate payable on the card will change effective with changes in the Index.  Prime rate is currently 3.25% as of 10/01/2013.  Introductory APR does not apply to cash advances. Purchases made during the first six months of account opening will not be charged any interest. Minimum balance payments are still required each month. This offer only available to new business credit cards and not available with all card types.
  2. The 2% cash back bonus is earned on select business purchases which includes office supplies, wireless telephone services, computer network services, insurance products, and telecommunications services and equipment. If earnings in these categories exceed 20% of their total, cardholder will earn 1% cash back. Cash back is not earned on cash advances, balance transfers, fees, quasi-cash such as travelers checks and money orders, accumulated interest, returned merchandise, ATM transactions, unauthorized charges, fraud charges, foreign cash transactions, casino gaming and betting, and lottery  tickets.  Participation in AmaZing Cash for Business program requires an open and active Amegy business  deposit account in good standing in the same name as the credit cardholder to deposit cash back rebates. Deposit will be credited in increments of $100.
  3. Customers earn 1% on net purchases only. Cash back is not earned on cash advances, balance transfers, fees, quasi-cash such as travelers checks and money orders, accumulated interest, returned merchandise, ATM transactions, unauthorized charges, fraud charges, foreign cash transactions, casino gaming and betting, and lottery tickets. Participation in AmaZing Cash for Business program requires an open and active Amegy business deposit account in good standing in the same name as the credit cardholder. Deposit will be credited in increments of $100.00.
  4. Customers earn one rewards point for every dollar spent on net purchases only. Rewards points are not earned on cash advances, balance transfers, fees, quasi-cash such as travelers checks and money orders, accumulated interest, returned merchandise, ATM transactions, unauthorized charges, fraud charges, foreign cash transactions, casino gaming and betting, and lottery  tickets.
  5. Offer available on Amazing Rewards for Business cards only. A cardholder may earn an annual reward ranging from 0% up to 25% of the total rewards they have earned in the calendar year. This bonus is not 0-25% of annual spend on the card; but rather it is 0-25% of the total rewards the cardholder has earned throughout the year. This annual bonus is in addition to the 1% reward points that a cardholder earns on every purchase. The percentage amount of the annual bonus is determined by which tier the cardholders annual spend falls into. Annual Spending Tiers: Tier 1: $0 - $49,999 = 0%, Tier 2: $50,000 - $99,999 = 5%, Tier 3: $100,000 - $149,999 = 10%, Tier 4: $150,000 - $199,999 = 15%, Tier 5: $200,000 - $249,999 = 20%, Tier 6: $250,000+ = 25%.  For example, if an AmaZing Rewards for Business cardholder spends $250,000 in one calendar year, cardholder will earn 1 point for every dollar spent (250,000 points) plus an additional 25% more points (250,000 x .25 = 62,500), making total points earned 312,500 (250,000 + 62,500) or 1.25% total annual points. Points will be added to your monthly rewards balance within 6 weeks. Transactional items such as cash advances, balance transfers, returned merchandise, etc. are not eligible. 

    The following graphic offers examples of how the annual bonus program works:

    If you spend

    You get 1 Point for every dollar

    Depending on the Annual Bonus Spending Tiers

    You may get an additional Annual Rewards Points Bonus

    Earnings on your Rewards Points plus Annual Bonus

    $45,000

    45,000

    ≤ $49,99 = 0%

    0

    45,000

    $70,500

    70,500

    $50,000 - $99,999 = 5%

    3,525

    74,025

    $120,500

    120,500

    $100,000 - $149,999 = 10%

    12,050

    132,550

    $170,500

    170,500

    $150,000 - $199,999 = 15%

    25,575

    196,075

    $220,500

    220,500

    $200,000 - $249,999 = 20%

    44,100

    264,600

    $400,000

    400,000

    $250,000 or more = 25%

    100,000

    500,000

  6. Must be enrolled in online banking to enroll in Purchase Alerts. Transaction notifications are sent to your email account and/or to your mobile device by SMS text. Message and data charges from your wireless provider may apply.

  7. Message and data charges from your wireless provider may apply.
  8. There is no charge for the first uploaded myPHOTOcard image and a $5.95 fee for any image thereafter.