SBA 504 Loans
Give us some details about your loan.
An SBA 504 loan just might meet your business needs
The right loan to finance selected assets that promote business growth and job creation.
BUSINESS FINANCING
Benefit from a preferred SBA lender.
Small Business Administration (SBA) 504 Loan Uses:
- For the purchase or construction of existing buildings or land, new facilities, or long-term machinery or equipment
- Can be used for the improvement or modernization of land, streets, utilities, parking lots, landscaping, or existing facilities
- An SBA 504 loan cannot be used for working capital or inventory, consolidating, repaying, or refinancing debt, or speculation or investment in rental real estate
How can businesses qualify for an SBA 504 Loan?
- Operate as a for-profit company in the United States or its possessions
- Have a tangible net worth of less than $15 million
- Have an average net income of less than $5 million
What is the process for obtaining an SBA loan?
Call us or schedule an appointment to meet with a knowledgeable business banker who can guide you in helping to secure the financing that’s right for you.
Submit your application. Once it is received, we’ll give you a timely decision made locally.
Why choose Amegy Bank for your Small Business Loan?
Short-Term Financing
Fund immediate needs for working capital, payroll, and accounts receivable. Or use it for inventory purchases, taking trade discounts or marketing activities. It also can help with seasonal shortfalls or provide overdraft protection for your business deposit account.
Long-Term Financing
Finance commercial real estate, refinance existing debt, or fund future growth and business acquisitions. Also use the security of a term loan to finance permanent working capital or purchase fixed assets including equipment, vehicles, fixtures, and furniture.
Experience in a Variety of Industries
Our experienced business bankers sit down with you to discuss your needs, your market and how to best capitalize on your growth opportunities. We are proud to have received numerous awards for excellence in small business banking and have been designated a Preferred SBA Lender.
Local Decision-Making
We’re a relationship-based community bank and are specialists in small business lending. Our seasoned bankers offer knowledge of local markets, flexible terms, a variety of options and decisions made locally. Because we focus on relationships, it’s no surprise that we get high marks for customer satisfaction.
You can contact us today
We’re ready to talk about small business loan opportunities for your business. Reach out to get the conversation started.