SBA 7(a) Loan
Tell us more about your loan.
Get the right loan for your business
Borrow up to $5 million for working capital, real estate, or refinancing of existing debt. Through our SBA 7(a) loan program, you can find terms, requirements, and our SBA loan application.
BUSINESS FINANCING
Start your SBA 7(a) Loan with us
SBA 7(a) Loan Uses:
Loan terms are determined on how you use the proceeds
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25 years: Building purchase; building improvements; mortgage refinance
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10-15 years: Machinery and equipment purchase
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10 years: Business acquisition or partner buyout; leasehold improvements
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7-10 years: Other debt refinance
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10 years: Inventory; working capital
What is the process for obtaining an SBA loan
First
See the section above to apply now. Or call us or schedule an appointment to meet with a knowledgeable business banker who can guide you in helping to secure the financing that’s right for you.
Second
Third
Submit your application. Once it is received, we’ll give you a timely decision made locally.
Why choose Amegy Bank for your Small Business Loan?
Short-Term Financing
Fund immediate needs for working capital, payroll, and accounts receivable. Or use it for inventory purchases, taking trade discounts or marketing activities. It also can help with seasonal shortfalls or provide overdraft protection for your business deposit account.
Long-Term Financing
Finance commercial real estate, refinance existing debt, or fund future growth and business acquisitions. Also use the security of a term loan to finance permanent working capital or purchase fixed assets including equipment, vehicles, fixtures, and furniture.
Experience in a Variety of Industries
Our experienced business bankers sit down with you to discuss your needs, your market, and how to best capitalize on your growth opportunities. We are proud to have received numerous awards for excellence in small business banking and have been designated a Preferred SBA Lender.
Local Decision-Making
We’re a relationship-based community bank and are specialists in small business lending. Our seasoned bankers offer knowledge of local markets, flexible terms, a variety of options and decisions made locally. Because we focus on relationships, it’s no surprise that we get high marks for customer satisfaction.
You can contact us today
We’re ready to talk about small business loan opportunities for your business. Reach out to get the conversation started.