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Premier Checking

A benefit-rich checking account designed to help you better your financial life.

Get a premier checking account with premium perks

Earn premium interest rates on your checking, savings, money market, and CD balances and enjoy no monthly maintenance fee for additional savings, money market, or selected checking account linked to your relationship with Amegy Bank.

Account Details

Minimum Opening Deposit
$50
Monthly Maintenance Fee
$25 (We’ll waive the monthly maintenance fee when you maintain a combined deposit balance of $25,000 or a combined deposit and consumer loan balance of $75,000.)
Paper Statement Fee
$2 (Paper Statement fee waived when you opt out of paper statements and enroll in eStatements.)
PREMIER CHECKING

The advantages are in your favor:

A Premier Checking account is loaded with perks such as premium rates and waived monthly service fees on select linked accounts for the primary owner of the accounts. Also enjoy check order benefits and monthly waivers of out-of-network ATM fees.
Features and benefits:
  • Earn premium interest rates on checking, savings, money market, and CD balances
  • No monthly maintenance fee for additional savings, money market, or select checking account linked to your relationship
  • No Amegy Bank withdrawal charge on up to six (6) transactions at other banks’ ATMs per month. Plus, we will rebate up to six (6) ATM fees charged by other banks each month
  • Prevent overdrafts with overdraft transfers from Savings or Credit Reserve Line at no charge
  • Free standard Deluxe® checks (including shipping) or 30% off custom checks (including shipping)
  • $0 annual rent on one safe deposit box (where available)
  • Use Online Banking with Bill Pay to manage finances efficiently on your mobile phone, tablet, or desktop
  • Get cash when you need it with no charge at any Amegy Bank ATM 
  • Skip the branch and deposit checks through your mobile device
  • Open your account with a minimum deposit of $50 
  • Contact our US-based customer service Mon - Sat, 7:00 a.m. - 10:00 p.m. CT 

Additional Amegy Bank checking benefits:

Visa® Debit Card

Make life simpler, reducing the need to visit an ATM, write checks, or carry loose cash. All of our checking accounts feature the Visa®  Debit Card, conveniently accepted at millions of merchants worldwide.

Digital Banking with Bill Pay

Make one-time and recurring payments with Online Bill Pay and spend less time writing checks and stuffing envelopes. It’s included at no cost for our personal checking accounts and the features work from your phone, tablet or desktop.

Service and Convenience

Our bankers are focused on helping you reach your goals. Visit a local branch. Reach our Customer Contact Center or Online Banking representatives during business hours. Or call for 24/7 automated account information.

Community Banking at Its Best

We’re part of the community, dedicated to offering financial solutions to meet your challenges and exceed expectations. Count on us for banking relationships with a personal connection and a commitment to you.

Interest rate on your account balance 

Interest Rate
by Account Balance

$0.00 - $4,999.99

0.01%

$5,000.00 - $9,999.99

0.05%

$10,000.00 - $24,999.99

0.06%

$25,000.00 - $99,999.99

0.08%

$100,000.00 - $249,999.99

0.09%

$250,000.00 +

0.15%

$0.00 - $4,999.99

0.01%

$5,000.00 - $9,999.99

0.05%

$10,000.00 - $24,999.99

0.06%

$25,000.00 - $99,999.99

0.08%

$100,000.00 - $249,999.99

0.09%

$250,000.00 +

0.15%

$0.00 - $4,999.99

0.01%

$5,000.00 - $9,999.99

0.05%

$10,000.00 - $24,999.99

0.06%

$25,000.00 - $99,999.99

0.08%

$100,000.00 - $249,999.99

0.09%

$250,000.00 +

0.15%

Variable APY
by Account Balance

$0.00 - $4,999.99

0.01%

$5,000.00 - $9,999.99

0.05%

$10,000.00 - $24,999.99

0.06%

$25,000.00 - $99,999.99

0.08%

$100,000.00 - $249,999.99

0.09%

$250,000.00 +

0.15%

$0.00 - $4,999.99

0.01%

$5,000.00 - $9,999.99

0.05%

$10,000.00 - $24,999.99

0.06%

$25,000.00 - $99,999.99

0.08%

$100,000.00 - $249,999.99

0.09%

$250,000.00 +

0.15%

$0.00 - $4,999.99

0.01%

$5,000.00 - $9,999.99

0.05%

$10,000.00 - $24,999.99

0.06%

$25,000.00 - $99,999.99

0.08%

$100,000.00 - $249,999.99

0.09%

$250,000.00 +

0.15%

Account Balance
Interest Rate
Variable APY
$0.00 - $4,999.99

0.01%

0.01%

$5,000.00 - $9,999.99

0.05%

0.05%

$10,000.00 - $24,999.99

0.06%

0.06%

$25,000.00 - $99,999.99

0.08%

0.08%

$100,000.00 - $249,999.99

0.09%

0.09%

$250,000.00 +

0.15%

0.15%

$0.00 - $4,999.99

0.01%

0.01%

$5,000.00 - $9,999.99

0.05%

0.05%

$10,000.00 - $24,999.99

0.06%

0.06%

$25,000.00 - $99,999.99

0.08%

0.08%

$100,000.00 - $249,999.99

0.09%

0.09%

$250,000.00 +

0.15%

0.15%

$0.00 - $4,999.99

0.01%

0.01%

$5,000.00 - $9,999.99

0.05%

0.05%

$10,000.00 - $24,999.99

0.06%

0.06%

$25,000.00 - $99,999.99

0.08%

0.08%

$100,000.00 - $249,999.99

0.09%

0.09%

$250,000.00 +

0.15%

0.15%

Rates effective as of:

Rates and products offered may differ from state to state. To see the rate and offering available to you, please select where you bank. (Your privacy is important to us - see our Privacy Notice)

Amegy Bank Regional Deposit Rate Sheets

Check out our standard rate sheet, which includes relationship bonuses and promotional rates, to see which account best meets your needs. In addition, you can view rates in San Antonio, New Braunfels, and Austin, and rates in Dallas-Fort Worth.

Have questions or need help deciding?

Our branch teams are here to help you in person, by phone or online. 

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