Amegy Bank is one of many trade names used by a single bank with the official corporate title, “Zions Bancorporation, National Association”, which is sometimes abbreviated as “Zions Bancorporation, N.A.” Other trade names used by Zions Bancorporation, N.A. include, “Amegy Bank”, “California Bank & Trust”, “The Commerce Bank of Oregon”, “The Commerce Bank of Washington”, “National Bank of Arizona”, “Nevada State Bank” and “Zions Bank”, or closely similar variations thereof. These are all simply business divisions of Zions Bancorporation, N.A., but it is important for you to know that Zions Bancorporation, N.A. is one bank regardless which division(s) or trade name(s) you may conduct business with. Specifically, for purposes of your FDIC insurance coverage, all Zions Bancorporation, N.A. divisions and trade names are viewed together as a single bank. Accounts held in more than one of these divisions are seen as accounts at a single bank and restricted to the standard insurance amount of $250,000 per depositor, per insured bank, for each account ownership category. Hereinafter, when we refer to Zions Bancorporation, N.A., we are referring to just one single bank no matter which trade names you do business with or know it as.
HOW TO INCREASE THE AMOUNT OF FDIC INSURANCE FOR YOUR ACCOUNTS BEYOND $250,000
The FDIC provides separate coverage for deposits held in different account ownership categories. Depositors may qualify for coverage over $250,000 if they have funds in different ownership categories and all FDIC requirements are met.
The following questions and answers provide information to help you make informed decisions regarding your deposits and how you might be able to increase your FDIC coverage. Here are additional resources for more information:
- Use the FDIC’s Electronic Deposit Insurance Estimator (EDIE).
- Our Customer Care Center agents may be contacted to assist you between Mon - Sat, 7:00 a.m. - 10:00 p.m. CT toll-free at 800-287-0301.
- The FDIC has a team of subject matter experts available to answer your questions. Please call 1-877-ASK-FDIC (1-877-275-3342) and ask to speak to a Deposit Insurance Subject Matter Expert between 8 a.m.- 6 p.m. ET, Monday-Friday and 8 a.m.-1 p.m. ET, Saturday.