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Certificates of Deposit (CDs)

Watch your savings grow when you maximize your earnings for a fixed period of one month to five years

Reap rewards down the road when you start investing today

Put your extra cash to work for a period of time and earn a higher rate. That’s the idea behind a Certificate of Deposit (CD) from Amegy Bank. Save money in any denomination above $1,000 for one to five years and receive a fixed interest rate you can count on. It’s FDIC-insured and a popular choice for funds that won’t be needed immediately.

CERTIFICATES OF DEPOSIT

Benefits? Our CDs have them all covered

If you have a plan for the future, we can help you get there. CDs are a natural choice for funds you can set aside to invest. Earn a competitive rate based on the length of the term. Choose from many term options, which provide flexibility for short- or long-term savings goals. Even save for retirement with an IRA Certificate of Deposit.
Valuable features for hard-earned savings:
  • A fixed interest rate you can depend on
  • Earn a competitive rate on money you don't need to access right away
  • Earn a higher interest rate when you have a linked Premium Interest Checking AccountPremier Checking Account or Premier Elite Checking Account
  • Choose a flexible savings term between 30 days and 5 years
  • Deposits are insured by the FDIC to at least $250,000
  • Use Digital Banking to manage your finances on a mobile phone, tablet, or computer 
  • Prepare for retirement by opening an IRA Certificate of Deposit that may be tax-deferred

Certificates of Deposit Account

Minimum Opening Deposit
$1,000
Monthly Maintenance Fee
$0
Interest
Fixed interest rate, compounded daily

Standard CD up to $99,999

Reap the benefits of a competitive interest rate for a fixed term. For CDs up to and including $99,999.

Jumbo CDs of $100,000 and more

Benefit from a competitive rate on larger investment amounts of $100,000 and greater.


Rates for Standard CD

Personal CD

Rates displayed reflect a minimum deposit of $1,000 up to $99,999. Additional rates are available for deposits of $100,000 or more. Earn a Relationship Bonus when you link your Premium Interest, Premier, or Premier Elite Checking accounts. Bonus rates are added to the interest rate to pay a total relationship rate.

Rates effective as of: 03/21/2025

Term
Interest Rate
APY
Relationship Bonus*
Term
7 DAY
Interest Rate
0.01%
APY
0.01%
Relationship Bonus*

0.10%

Term
1 MONTH
Interest Rate
0.05%
APY
0.05%
Relationship Bonus*

0.10%

Term
3 MONTHS
Interest Rate
3.85%
APY
3.92%
Relationship Bonus*

0.10%

Term
6 MONTHS
Interest Rate
3.82%
APY
3.89%
Relationship Bonus*

0.10%

Term
9 MONTHS
Interest Rate
3.80%
APY
3.87%
Relationship Bonus*

0.10%

Term
12 MONTHS
Interest Rate
3.57%
APY
3.63%
Relationship Bonus*

0.10%

Term
18 MONTHS
Interest Rate
3.00%
APY
3.05%
Relationship Bonus*

0.10%

Term
24 MONTHS
Interest Rate
3.00%
APY
3.05%
Relationship Bonus*

0.10%

Term
36 MONTHS
Interest Rate
2.60%
APY
2.63%
Relationship Bonus*

0.10%

Term
48 MONTHS
Interest Rate
2.45%
APY
2.48%
Relationship Bonus*

0.10%

Term
60 MONTHS
Interest Rate
2.45%
APY
2.48%
Relationship Bonus*

0.10%

Term
7 DAY
Interest Rate
0.01%
APY
0.01%
Relationship Bonus*

0.10%

Term
1 MONTH
Interest Rate
0.05%
APY
0.05%
Relationship Bonus*

0.10%

Term
3 MONTHS
Interest Rate
3.85%
APY
3.92%
Relationship Bonus*

0.10%

Term
6 MONTHS
Interest Rate
3.82%
APY
3.89%
Relationship Bonus*

0.10%

Term
9 MONTHS
Interest Rate
3.80%
APY
3.87%
Relationship Bonus*

0.10%

Term
12 MONTHS
Interest Rate
3.57%
APY
3.63%
Relationship Bonus*

0.10%

Term
18 MONTHS
Interest Rate
3.00%
APY
3.05%
Relationship Bonus*

0.10%

Term
24 MONTHS
Interest Rate
3.00%
APY
3.05%
Relationship Bonus*

0.10%

Term
36 MONTHS
Interest Rate
2.60%
APY
2.63%
Relationship Bonus*

0.10%

Term
48 MONTHS
Interest Rate
2.45%
APY
2.48%
Relationship Bonus*

0.10%

Term
60 MONTHS
Interest Rate
2.45%
APY
2.48%
Relationship Bonus*

0.10%

Term
7 DAY
Interest Rate
0.01%
APY
0.01%
Relationship Bonus*

0.10%

Term
1 MONTH
Interest Rate
0.05%
APY
0.05%
Relationship Bonus*

0.10%

Term
3 MONTHS
Interest Rate
3.85%
APY
3.92%
Relationship Bonus*

0.10%

Term
6 MONTHS
Interest Rate
3.82%
APY
3.89%
Relationship Bonus*

0.10%

Term
9 MONTHS
Interest Rate
3.80%
APY
3.87%
Relationship Bonus*

0.10%

Term
12 MONTHS
Interest Rate
3.57%
APY
3.63%
Relationship Bonus*

0.10%

Term
18 MONTHS
Interest Rate
3.00%
APY
3.05%
Relationship Bonus*

0.10%

Term
24 MONTHS
Interest Rate
3.00%
APY
3.05%
Relationship Bonus*

0.10%

Term
36 MONTHS
Interest Rate
2.60%
APY
2.63%
Relationship Bonus*

0.10%

Term
48 MONTHS
Interest Rate
2.45%
APY
2.48%
Relationship Bonus*

0.10%

Term
60 MONTHS
Interest Rate
2.45%
APY
2.48%
Relationship Bonus*

0.10%


Rates for Jumbo CD

Personal CD

Rates displayed reflect a minimum deposit of $100,000. Earn a Relationship Bonus when you link your Premium Interest, Premier, or Premier Elite Checking accounts. Bonus rates are added to the interest rate to pay a total relationship rate.

Rates effective as of: 03/21/2025

Term
Interest Rate
APY
Relationship Bonus*
Term
7 DAY
Interest Rate
0.05%
APY
0.05%
Relationship Bonus*

0.10%

Term
1 MONTH
Interest Rate
0.05%
APY
0.05%
Relationship Bonus*

0.10%

Term
3 MONTHS
Interest Rate
3.85%
APY
3.92%
Relationship Bonus*

0.10%

Term
6 MONTHS
Interest Rate
3.82%
APY
3.89%
Relationship Bonus*

0.10%

Term
9 MONTHS
Interest Rate
3.80%
APY
3.87%
Relationship Bonus*

0.10%

Term
12 MONTHS
Interest Rate
3.57%
APY
3.63%
Relationship Bonus*

0.10%

Term
18 MONTHS
Interest Rate
3.00%
APY
3.05%
Relationship Bonus*

0.10%

Term
24 MONTHS
Interest Rate
3.00%
APY
3.05%
Relationship Bonus*

0.10%

Term
36 MONTHS
Interest Rate
2.63%
APY
2.66%
Relationship Bonus*

0.10%

Term
48 MONTHS
Interest Rate
2.48%
APY
2.51%
Relationship Bonus*

0.10%

Term
60 MONTHS
Interest Rate
2.48%
APY
2.51%
Relationship Bonus*

0.10%

Term
7 DAY
Interest Rate
0.05%
APY
0.05%
Relationship Bonus*

0.10%

Term
1 MONTH
Interest Rate
0.05%
APY
0.05%
Relationship Bonus*

0.10%

Term
3 MONTHS
Interest Rate
3.85%
APY
3.92%
Relationship Bonus*

0.10%

Term
6 MONTHS
Interest Rate
3.82%
APY
3.89%
Relationship Bonus*

0.10%

Term
9 MONTHS
Interest Rate
3.80%
APY
3.87%
Relationship Bonus*

0.10%

Term
12 MONTHS
Interest Rate
3.57%
APY
3.63%
Relationship Bonus*

0.10%

Term
18 MONTHS
Interest Rate
3.00%
APY
3.05%
Relationship Bonus*

0.10%

Term
24 MONTHS
Interest Rate
3.00%
APY
3.05%
Relationship Bonus*

0.10%

Term
36 MONTHS
Interest Rate
2.63%
APY
2.66%
Relationship Bonus*

0.10%

Term
48 MONTHS
Interest Rate
2.48%
APY
2.51%
Relationship Bonus*

0.10%

Term
60 MONTHS
Interest Rate
2.48%
APY
2.51%
Relationship Bonus*

0.10%

Term
7 DAY
Interest Rate
0.05%
APY
0.05%
Relationship Bonus*

0.10%

Term
1 MONTH
Interest Rate
0.05%
APY
0.05%
Relationship Bonus*

0.10%

Term
3 MONTHS
Interest Rate
3.85%
APY
3.92%
Relationship Bonus*

0.10%

Term
6 MONTHS
Interest Rate
3.82%
APY
3.89%
Relationship Bonus*

0.10%

Term
9 MONTHS
Interest Rate
3.80%
APY
3.87%
Relationship Bonus*

0.10%

Term
12 MONTHS
Interest Rate
3.57%
APY
3.63%
Relationship Bonus*

0.10%

Term
18 MONTHS
Interest Rate
3.00%
APY
3.05%
Relationship Bonus*

0.10%

Term
24 MONTHS
Interest Rate
3.00%
APY
3.05%
Relationship Bonus*

0.10%

Term
36 MONTHS
Interest Rate
2.63%
APY
2.66%
Relationship Bonus*

0.10%

Term
48 MONTHS
Interest Rate
2.48%
APY
2.51%
Relationship Bonus*

0.10%

Term
60 MONTHS
Interest Rate
2.48%
APY
2.51%
Relationship Bonus*

0.10%



Amegy Bank Regional Deposit Rate Sheets

Check out our standard rate sheet, which includes relationship bonuses and promotional rates, to see which account best meets your needs. In addition, you can view rates in San Antonio, New Braunfels, and Austin, and rates in Dallas-Fort Worth.

Have questions or need help deciding?

Our branch teams are here to help you in person, by phone or online. 

Let’s get started

Make sure your business is built on a solid foundation and that you have all the tools you need at your fingertips. To have a banker contact you, simply complete the form below.

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