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Credit Score

Powered by SavvyMoney

With Credit Score, powered by SavvyMoney, staying on top of your credit has never been easier. Learn how this free service can help you.

Credit score monitoring. Anytime. Anywhere. And for free.

With one powerful tool and no impact to your credit, you can access your credit score, get a full credit report, and benefit from credit monitoring, financial tips, and education.


What you can expect from Credit Score, powered by SavvyMoney

With one powerful tool you get free credit monitoring, instant access to factors impacting your credit score with detailed recommendations, education to clarify how your credit score is calculated, and more.


FREE CREDIT SCORE AND MORE

Benefits of Credit Score

Helpful features include:
  • Daily access to your credit score
  • Real-time credit monitoring alerts
  • Credit score simulator
  • Personalized credit report
  • Special credit offers
  • And more!

With all these benefits, there’s no need to wait.

How to get started

1

Sign in to Digital Banking

Sign in through your mobile app or web browser. You must be enrolled in Digital Banking.

2

Click or tap “See Your Credit Score”

Look to the bottom right and find the “See Your Credit Score” button.

3

Use the site to access your credit score and other features

Opt in and sign up for the Credit Score service.

Your credit score, daily.

Take control of your credit score easily from our mobile app and online banking—access all Credit Score features and benefits in one convenient spot.

Frequently Asked Questions (FAQs)

Credit Score provides your latest credit score and report, and helps you understand key factors that impact those scores. It also monitors your credit daily and informs you by email if any significant changes are detected. It will inform you if an inquiry has been reported, and if there are changes in address, employment, delinquency, or if a new account was opened.

Any customer that has a personal Digital Banking account and is over the age of 18 can enroll in the service. There is no specific product requirement.

Credit Score is entirely free to Amegy Bank clients.

Credit Score is a “soft inquiry” which does not affect a credit score. Lenders use “hard inquiries” to make decisions about creditworthiness when you apply for loans.

Yes. Customers must be over the age of 18 to enroll.

The credit score will be updated every seven days and displayed in mobile and online banking. You can click “refresh score” as often as every day for an updated credit score.

Three major credit-reporting bureaus (Experian, Equifax, and TransUnion) and two scoring models (FICO or VantageScore) determine credit scores. Financial institutions use different bureaus, as well as their own scoring models. Over 200 credit report factors may be considered when calculating a score, and each model may weigh credit factors differently, so no scoring model is identical.

Credit Score does its best to show the most relevant information from a credit report. If you think some information is wrong or inaccurate, you can obtain a free credit report from www.annualcreditreport.com and then dispute inaccuracies with each bureau individually. Each bureau has its process for correcting inaccurate information, but every Amegy Bank Credit Score user can “File a Dispute” with TransUnion by clicking on the “Dispute” link within Credit Score. TransUnion will share this with the other bureaus if the inaccuracy is verified.

Yes. Credit Score will monitor and send email alerts when there has been a change to your credit profile.

While Amegy Bank may use information from Credit Score to determine prequalification opportunities for certain credit products, Amegy Bank does not use Credit Score for making loans, but instead uses its own lending criteria (i.e., FICO® Score and other attributes) to determine loan application decisions.

You will need to follow up with Experian and not Amegy Bank. Their phone number is 888-397-3742.

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You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.