IRA CD Account
Defer taxes and save for retirement with an Individual Retirement Account that offers a fixed rate for a specified term
Choose an IRA Certificate of Deposit with a choice of terms between three months and five years
There’s a great way to save for the future with the option to defer tax your liability. The IRA Certificate of Deposit from Amegy Bank earns a competitive guaranteed fixed rate for a specified time period. Open your IRA CD with an initial contribution of at least $1,000 and choose the term that is right for you.
IRA CD ACCOUNT
All the right reasons to plan for tomorrow
Earn a guaranteed rate for a fixed period:
- Earn a higher interest rate when you have a linked Premium Interest Checking Account, Premier Checking Account or Premier Elite Checking Account
- Includes Digital Banking
- FDIC-insured to maximize your coverage
- No monthly maintenance fee
- Option to defer tax liability
Account Details
Minimum Opening Deposit
Term
Monthly Maintenance Fee
Interest
Withdrawals and Transfers
Rates for Standard IRA CD
Personal IRA CD
Rates displayed reflect a minimum deposit of $1,000 up to $99,999. Additional rates are available for deposits of $100,000 or more. Earn a Relationship Bonus when you link your Premium Interest, Premier, or Premier Elite Checking accounts. Bonus rates are added to the interest rate to pay a total relationship rate.
0.10%
0.10%
0.10%
0.10%
0.10%
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0.10%
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0.10%
When you link a Premium Interest Checking, Premier Checking or Premier Elite Checking Account
Rates for Jumbo IRA CD
Personal IRA CD
Rates displayed reflect a minimum deposit of $100,000. Earn a Relationship Bonus when you link your Premium Interest, Premier, or Premier Elite Checking accounts. Bonus rates are added to the interest rate to pay a total relationship rate.
0.10%
0.10%
0.10%
0.10%
0.10%
0.10%
0.10%
0.10%
0.10%
0.10%
0.10%
When you link a Premium Interest Checking, Premier Checking or Premier Elite Checking Account
Look forward with more IRA Certificate of Deposit features
A More Secure Way to Save
Finance the dream — whether it’s a fund for college, saving for that perfect vacation, or providing a reliable cushion for the future. We’ll help you find the FDIC-insured savings account that’s right for you and your goals.
Make the Most of Your Money
Whatever stage you find yourself in life, we have personal checking, savings, credit card, and loan options at competitive rates for a variety of needs. Each account features great benefits to help you today and tomorrow.
Digital Banking with Bill Pay
Make one-time and recurring payments with Online Bill Pay and spend less time paying bills. It’s included at no cost for our personal checking accounts and the features work from your phone, tablet, or desktop.
Service and Convenience
Our bankers are focused on helping you reach your goals. Visit a local branch. Reach our Customer Contact Center or Online Banking representatives during business hours. Or call for 24/7 automated account information.
Didn’t find what you were looking for? Consider these other savings options:
Have questions or need help deciding?
Our branch teams are here to help you in person, by phone or online.