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Clarity Credit Card

Receive one of our lowest rates available without all the fees. It’s the clear choice for value with no worry about late fees or foreign transaction charges.

Simple. Transparent. Smart. All you want from a card without the usual fees and charges.

With the Amegy Bank Clarity Visa® Credit Card, there are no late fees. Or foreign transaction fees. Or even an annual fee. And your rate? It’s easily among the lowest in the industry. So you can be prepared for whatever life has in store. How’s that for transparency?

Low APR

One of our lowest rates available.

No fees

on payments made past the due date or if payments cannot be processed.

No foreign transaction fees

on purchases made while traveling outside the U.S.

No annual fee

Enjoy all these benefits at no cost.

Introductory APR

0% intro APR on purchases for 6 months and 14.25% to 23.25% APR after that.

Introductory Balance Transfer APR

0% intro APR on balance transfers for 15 months and 14.25% to 23.25% APR after that (3% fee, $5 minimum).


Card Details

Special Offer

Intro Purchase APR Offer: 0% introductory APR for first 6 months on purchases and 14.25% to 23.25% APR after that

Intro Balance Transfer Offer: 0% Intro APR for 15 months on balance transfers when requested in first 60 days and 14.25% to 23.25% APR after that (3% or $5 min. balance transfer fee)

APR
Variable APR from 14.25% to 23.25% based on a margin and your credit worthiness
Late Fees
None
Returned Payment Fees
None
Foreign Transaction Fees
None
Annual Fee
$0

Clarity Credit Card

CLARITY CREDIT CARD

A great first choice for people new to credit

If you’re just starting out, the Clarity Card makes things easy. We’ve taken the hassle out of using a credit card. You get a great rate without all the fees and one of our lowest APRs available. It’s simple, smart and transparent, so you can be prepared for whatever life has in store for you.
Enjoy extra protection and services:
  • Cell Phone Protection may provide reimbursement for your stolen or damaged cell phone when you pay your wireless phone bill with your card.
  • Contactless-Enabled Technology lets you make purchases quickly and easily with just a tap.
  • Mobile Fraud Alert Service alerts you of suspicious activity via text. You can also reply to confirm purchase or call to validate charges, prevent future purchases and replace your card.
  • Card Alerts allow you to monitor account activity wherever you are. Select notifications you want to receive like payment reminders, transactions alerts and more.
  • Zero Liability helps protect you from unauthorized purchases made with your card or account information.
  • Extended Warranty automatically extends the manufacturer’s warranty on any item purchased with your card.
  • Car Rental Collision Damage Waiver may protect you if your rental car is damaged from an accident or theft.
  • Travel Benefits allow you to take off with confidence knowing you’re covered with benefits like Travel Accident Insurance and Lost Luggage Reimbursement.

Have questions or need help deciding?

Our branch teams are here to help you in person, by phone or online.

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