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Money Market Account

Move up your money to a tiered interest rate with the power of FDIC insurance

If you’ve been saving more and more, it’s time to save better.

A Money Market Account from Amegy Bank earns you a competitive, tiered interest rate that increases along with your balance. In addition to a great rate, you’ll enjoy FDIC-insured savings.

MONEY MARKET ACCOUNT

An account that’s rich in features

Here’s to the savers. For a higher rate of return with flexible access to funds, the Money Market Savings account is an ideal choice. Earn a more competitive rate than traditional savings on balances over $1,000 . Then you can simply write a check, transfer money through Digital Banking or make a withdrawal at one of our branches or ATMs.
Get enhanced benefits from a Money Market Account:
  • Earn a competitive, tiered interest rate
  • Use Digital Banking to manage your finances on a mobile phone, tablet, or computer
  • Write checks to draw from your Money Market funds
  • Accelerate your savings further with relationship rates when you maintain a Premium Interest Checking account
  • Make unlimited withdrawals at our Amegy Bank branches or ATMs 

Account Details

Minimum Opening Deposit
$500
Monthly Maintenance Fee
$12 (No monthly service fee when you maintain a minimum daily balance of $1,000)
Interest
Variable rate, compounded daily, paid monthly
Withdrawals and Transfers
6 (transaction limits apply. Make up to six withdrawals and transfers each month without a withdrawal fee)
Paper Statement Fee
$0

Be a smarter saver

A More Secure Way to Save

Finance the dream — whether it’s a fund for college, saving for that perfect vacation, or providing a reliable cushion for the future. We’ll help you find the FDIC-insured savings account that’s right for you and your goals. 

Visa® Debit Card

Make life simpler, reducing the need to visit an ATM, write checks or carry loose cash. All of our checking accounts are proud to feature the Visa®  Debit Card, conveniently accepted at millions of merchants worldwide. 

Digital Banking with Bill Pay

Make one-time and recurring payments with Online Bill Pay and spend less time paying bills. It’s included at no cost for our personal checking accounts and the features work from your phone, tablet, or desktop. 

Service and Convenience

Our bankers are focused on helping you reach your goals. Visit a local branch. Reach our Customer Contact Center or Online Banking representatives during business hours. Or call for 24/7 automated account information.  

Earn interest on your account balance

Interest Rate
by Account Balance

$0.00 - $999.99

0.0%

$1,000.00 - $99,999.99

0.9%

$100,000.00 - $249,999.99

1.4%

$250,000.00 - $499,999.99

1.5%

$500,000.00 - $999,999.99

1.7%

$1,000,000.00 +

2.15%

$0.00 - $999.99

0.0%

$1,000.00 - $99,999.99

0.9%

$100,000.00 - $249,999.99

1.4%

$250,000.00 - $499,999.99

1.5%

$500,000.00 - $999,999.99

1.7%

$1,000,000.00 +

2.15%

$0.00 - $999.99

0.0%

$1,000.00 - $99,999.99

0.9%

$100,000.00 - $249,999.99

1.4%

$250,000.00 - $499,999.99

1.5%

$500,000.00 - $999,999.99

1.7%

$1,000,000.00 +

2.15%

Variable APY
by Account Balance

$0.00 - $999.99

0.0%

$1,000.00 - $99,999.99

0.9%

$100,000.00 - $249,999.99

1.41%

$250,000.00 - $499,999.99

1.51%

$500,000.00 - $999,999.99

1.71%

$1,000,000.00 +

2.17%

$0.00 - $999.99

0.0%

$1,000.00 - $99,999.99

0.9%

$100,000.00 - $249,999.99

1.41%

$250,000.00 - $499,999.99

1.51%

$500,000.00 - $999,999.99

1.71%

$1,000,000.00 +

2.17%

$0.00 - $999.99

0.0%

$1,000.00 - $99,999.99

0.9%

$100,000.00 - $249,999.99

1.41%

$250,000.00 - $499,999.99

1.51%

$500,000.00 - $999,999.99

1.71%

$1,000,000.00 +

2.17%

Account Balance
Interest Rate
Variable APY
$0.00 - $999.99

0.0%

0.0%

$1,000.00 - $99,999.99

0.9%

0.9%

$100,000.00 - $249,999.99

1.4%

1.41%

$250,000.00 - $499,999.99

1.5%

1.51%

$500,000.00 - $999,999.99

1.7%

1.71%

$1,000,000.00 +

2.15%

2.17%

$0.00 - $999.99

0.0%

0.0%

$1,000.00 - $99,999.99

0.9%

0.9%

$100,000.00 - $249,999.99

1.4%

1.41%

$250,000.00 - $499,999.99

1.5%

1.51%

$500,000.00 - $999,999.99

1.7%

1.71%

$1,000,000.00 +

2.15%

2.17%

$0.00 - $999.99

0.0%

0.0%

$1,000.00 - $99,999.99

0.9%

0.9%

$100,000.00 - $249,999.99

1.4%

1.41%

$250,000.00 - $499,999.99

1.5%

1.51%

$500,000.00 - $999,999.99

1.7%

1.71%

$1,000,000.00 +

2.15%

2.17%

Rates effective as of:

Amegy Bank Regional Deposit Rate Sheets

Check out our standard rate sheet, which includes relationship bonuses and promotional rates, to see which account best meets your needs. In addition, you can view rates in San Antonio, New Braunfels, and Austin, and rates in Dallas-Fort Worth.

Have questions or need help deciding?

Our branch teams are here to help you in person, by phone, or online. 

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