Personal Secured Loans
Use your savings as collateral and borrow needed funds to cover unexpected or planned expenses.
Get a fixed rate, using your savings account as loan collateral, up to the amount on deposit.
A Personal Secured Loan is a smart way to boost family finances when you want to consolidate debt, make home improvements, pay for car repairs or needed help with unplanned expenses. Using your Amegy Bank Certificate of Deposit (CD) as collateral, you can borrow from up to the amount on deposit at the bank.
PERSONAL SECURED LOANS
Designed for a host of personal needs
A secured loan puts your savings to work:
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Borrow as little as up to the amount you have on deposit (maximum $250,000)
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Use your Certificate of Deposit (CD) Account as collateral, up to 100% of your balance
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Fixed rate available (rates and terms vary based on the collateral)
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Select from flexible short-term options or terms up to 5 years
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Access funds with no pre-payment penalty
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View and pay loans easily through Digital Banking
We’re dedicated to helping you secure the financing you need
Make the Most of Your Money
Whatever stage you find yourself in life, we have personal checking, savings, credit card and loan options at competitive rates for a variety of needs. Each account features great benefits to help you today and tomorrow.
Service and Convenience
Our bankers are focused on helping you reach your goals. Visit a local branch. Reach our Customer Contact Center or Online Banking representatives during business hours. Or call for 24/7 automated account information.
Digital Banking with Bill Pay
Make one-time and recurring payments with Online Bill Pay and spend less time paying bills. It’s included at no cost for our personal checking accounts and the features work from your phone, tablet or desktop.
Community Banking at Its Best
We’re part of the community, dedicated to offering financial solutions to meet your challenges and exceed expectations. Count on us for banking relationships with a personal connection and a commitment to you.
Didn’t find what you were looking for? Consider these other financing options:
Have questions or need help deciding?
Our branch teams are here to help you in person, by phone or online.