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Elite Credit Card

Earn travel rewards faster, redeem rewards easily and enrich your travel experiences with up to 3X points on every purchase

Apply Now

Earn travel rewards faster, redeem rewards easily and enrich your travel experiences.

With the Elite Visa® Signature Preferred Credit Card, you can earn up to 3X points on purchases. Receive a $100 travel credit each year. Book the travel you want and use points to pay off those purchases. Or, choose to earn and redeem cash back. Plus, take advantage of a full suite of extra travel benefits. 

$300 bonus offer

or 30,000 bonus points, when you spend $5,000 in the first 90 days.

3X points

on all Travel and Dining purchases.

1.5X points

on all other purchases.

Redeem without restrictions

Earn and redeem points or choose to earn cash back.

Travel perks

A wealth of travel benefits, upgrades and rewards.

Annual travel credit

$100 travel credit every year.

Intro APR

0% Intro APR on balance transfers for 6 months and 18.49% - 26.49% variable APR after that (3% or $5 min. balance transfer fee).

Annual fee

$195

Card Details

Intro Offer

$300 bonus cash back or 30,000 bonus points, when you spend $5,000 in the first 90 days

Rewards

Earn 3X points on all travel and dining purchases
Earn 1.5X points on everything else 

Or choose to earn cash back

Balance Transfer Rate Promo
0% Intro APR for 6 months  with an APR of 18.49% - 26.49% after that (3% or $5 min. balance transfer fee)
Blackout Restrictions
None
Restrictions on Redemption
None
Foreign Transaction Fees
None
APR
Variable APR from 18.49% - 26.49% based on a margin and your credit worthiness
Annual Fee
$195

Elite Credit Card

ELITE CREDIT CARD

Account Features and Benefits

Redeem points for travel rewards or earn and redeem cash back. Take advantage of desirable travel perks like trip cancellation insurance, hotel upgrades and Visa Signature® Concierge Service. Get an introductory $300 bonus offer, and receive a $100 travel credit every year.
Enjoy the freedom of great benefits:

  • You choose which purchases to redeem points toward (or choose to earn cash back).  

  • $100 annual travel credit.

  • No foreign transaction fees.

  • No blackout dates or restrictions on rewards redemption.

  • Local, 24/7 U.S.-based customer service.

  • 24-hour Visa Signature® Concierge Service and access to once-in-a-lifetime experiences, fine wine and food events, special discounts and more.

  • Trip cancellation insurance and trip delay reimbursement, travel accident insurance, lost and delayed baggage reimbursement and more.

  • Automatic Upgrades and VIP Guest Status at more than 900 luxury hotels around the world through the Visa Luxury Hotel Collection.

  • Mobile Fraud Alert Service, Card Alerts and our Zero Liability Policy.

Questions?

Our local branch teams are ready to help you, in person, by phone or online. 

Connect Now

Still looking? Browse our other Visa credit cards.

Premier Visa Credit Card

Gain the freedom to travel when and how you want. Earn up to 2.5X points on every purchase. Plus, enjoy $0 annual fee for the first year.

Learn More

Reserve Visa Credit Card

Your ticket to better travel. Enjoy complimentary Priority PassTM Select Lounge Access, a $250 annual travel credit, upgrades, perks and more.

Learn More

Agility Cash Credit Card

Getting cash back is easy with 1.5% cash back earned on every purchase and automatic redemption. Just tell us if you want your cash back monthly, quarterly, or when you hit certain amounts. It’s a straightforward value that goes where you go.

Learn More

Clarity Credit Card

Receive one of our lowest rates available without all the fees. It’s the clear choice for value with no worry about late fees or foreign transaction charges.

Learn More

Vivid Rewards Credit Card

Earn rewards doing what you love, whether you’re going out or staying in. Earn 3X points on everything from concerts and restaurants to paying for rides and streaming your favorite shows. Plus, earn 1 point per dollar on all other card purchases.

Learn More
Compare Credit Cards
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A division of Zions Bancorporation, N.A. Member FDIC

Equal Housing Lender, NMLS Registry 467014 or Swift ZFNBUS55

© 2024 Zions Bancorporation, N.A. All Rights Reserved.

Routing number: 113011258

Customer Service
800-287-0301

Monday - Saturday, 7 a.m. - 10 p.m. (CT)

Digital Banking Support
888-500-2960

Monday - Saturday, 7 a.m. - 10 p.m. (CT)

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