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Anytime Interest Checking

Simple Checking, with Interest.

Help your balance grow.

It’s simple checking with interest. Plus, get the added benefit of no-charge ATMs, digital banking tools, a fee waiver on out of network ATMs, and more. All with a low or no monthly fee.

Benefits of Anytime Interest Checking

Earn Interest

On your checking balance

It's Your Money

Easily make purchases and access funds using your debit card or digital wallet

Get Cash

When you need it with no charge at Amegy Bank’s network of ATMs

Manage You Account

Anytime, with 24/7 digital banking, mobile check deposits, and Zelle®  

ANYTIME INTEREST CHECKING

An account that works for you

Enjoy additional features and benefits
  • Take advantage of paperless statements, notices and tax documents
  • Enjoy one (1) fee waiver per statement month for transactions at non-Zions Bancorporation ATMs
  • Get fast, free text message alerts when suspicious activity is detected

Anytime Interest Checking Details

Monthly Service Fee
$10
Options to Avoid Service Fee per Statement Cycle

No monthly service fee when you maintain a $1,500 minimum daily balance OR with a combined deposit and personal loan balance of $10,000 or higher.

Minimum Opening Deposit
$50

The Amegy Bank Difference

All of our checking accounts come loaded with the tools you need to make managing your money simple and easy.

Digital Banking

Quickly manage your finances whenever and wherever you need to from your phone, tablet, or computer.

Debit Card

Use your Visa® Debit Card to shop anywhere Visa is accepted, with the peace of mind of Zero Liability Protection.

Zelle®

Effortlessly send or request money with friends, family, and others you know at no additional charge to you.

Online Bill Pay

Easily set up a one-time or recurring payment and never have to worry about being late on a bill payment again.

Account Alerts

Get automatic alerts when we detect a suspicious transactions and set up low-balance notifications for your account.

Mobile Deposit

Skip the trip to the bank by using our mobile app to snap a picture of a check and deposit it straight to your account.

Earn interest on your account balance

Interest Rate
by Account Balance

$0.00 - $999.99

0.01%

$1,000.00 - $2,499.99

0.01%

$2,500.00 - $4,999.99

0.01%

$5,000.00 - $24,999.99

0.01%

$25,000.00 - $99,999.99

0.03%

$100,000.00 +

0.05%

$0.00 - $999.99

0.01%

$1,000.00 - $2,499.99

0.01%

$2,500.00 - $4,999.99

0.01%

$5,000.00 - $24,999.99

0.01%

$25,000.00 - $99,999.99

0.03%

$100,000.00 +

0.05%

$0.00 - $999.99

0.01%

$1,000.00 - $2,499.99

0.01%

$2,500.00 - $4,999.99

0.01%

$5,000.00 - $24,999.99

0.01%

$25,000.00 - $99,999.99

0.03%

$100,000.00 +

0.05%

Variable APY
by Account Balance

$0.00 - $999.99

0.01%

$1,000.00 - $2,499.99

0.01%

$2,500.00 - $4,999.99

0.01%

$5,000.00 - $24,999.99

0.01%

$25,000.00 - $99,999.99

0.03%

$100,000.00 +

0.05%

$0.00 - $999.99

0.01%

$1,000.00 - $2,499.99

0.01%

$2,500.00 - $4,999.99

0.01%

$5,000.00 - $24,999.99

0.01%

$25,000.00 - $99,999.99

0.03%

$100,000.00 +

0.05%

$0.00 - $999.99

0.01%

$1,000.00 - $2,499.99

0.01%

$2,500.00 - $4,999.99

0.01%

$5,000.00 - $24,999.99

0.01%

$25,000.00 - $99,999.99

0.03%

$100,000.00 +

0.05%

Account Balance
Interest Rate
Variable APY
$0.00 - $999.99

0.01%

0.01%

$1,000.00 - $2,499.99

0.01%

0.01%

$2,500.00 - $4,999.99

0.01%

0.01%

$5,000.00 - $24,999.99

0.01%

0.01%

$25,000.00 - $99,999.99

0.03%

0.03%

$100,000.00 +

0.05%

0.05%

$0.00 - $999.99

0.01%

0.01%

$1,000.00 - $2,499.99

0.01%

0.01%

$2,500.00 - $4,999.99

0.01%

0.01%

$5,000.00 - $24,999.99

0.01%

0.01%

$25,000.00 - $99,999.99

0.03%

0.03%

$100,000.00 +

0.05%

0.05%

$0.00 - $999.99

0.01%

0.01%

$1,000.00 - $2,499.99

0.01%

0.01%

$2,500.00 - $4,999.99

0.01%

0.01%

$5,000.00 - $24,999.99

0.01%

0.01%

$25,000.00 - $99,999.99

0.03%

0.03%

$100,000.00 +

0.05%

0.05%

Rates effective as of:

Rates and products offered may differ from state to state.

Amegy Bank Regional Deposit Rate Sheets

Check out our standard rate sheet, which includes relationship bonuses and promotional rates, to see which account best meets your needs. In addition, you can view rates in San Antonio, New Braunfels, and Austin, and rates in Dallas-Fort Worth.

Ready to get started?

Earned interest. Added benefits. Easy-to-understand tools. With Anytime Interest Checking from Amegy Bank, you get a convenient, flexible, more valuable checking account option.

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You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.