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Deposit Rates

Start here to explore our deposit accounts and interest rates. At Amegy Bank, you get competitive rates on deposit accounts most requested by our clients. And count on our branch staff and convenient customer service line for guidance and assistance.

Anytime Interest Checking

Get interest, loyalty benefits, and a suite of Digital Banking tools

Earn interest on your account balance while you get the convenience of an online checking account with Digital Banking tools.

Rates effective as of: 03/20/2025

Balance
Interest Rate
Variable APY
Balance
$0.00 - $999.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$1,000.00 - $2,499.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$2,500.00 - $4,999.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$5,000.00 - $24,999.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$25,000.00 - $99,999.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$100,000.00 +
Interest Rate
0.01%
Variable APY
0.01%
Balance
$0.00 - $999.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$1,000.00 - $2,499.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$2,500.00 - $4,999.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$5,000.00 - $24,999.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$25,000.00 - $99,999.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$100,000.00 +
Interest Rate
0.01%
Variable APY
0.01%
Balance
$0.00 - $999.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$1,000.00 - $2,499.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$2,500.00 - $4,999.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$5,000.00 - $24,999.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$25,000.00 - $99,999.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$100,000.00 +
Interest Rate
0.01%
Variable APY
0.01%


Premium Interest Checking

Expect a higher standard from your checking account

Earn a premium interest rate on Checking, Savings, Money Market, and CD balances. No monthly maintenance fee for additional Savings or Money Market accounts linked to your checking or Premium Interest Checking account.

Rates effective as of: 03/20/2025

Balance
Interest Rate
Variable APY
Balance
$0.00 - $999.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$1,000.00 - $2,499.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$2,500.00 - $4,999.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$5,000.00 - $24,999.99
Interest Rate
0.02%
Variable APY
0.02%
Balance
$25,000.00 - $99,999.99
Interest Rate
0.02%
Variable APY
0.02%
Balance
$100,000.00 +
Interest Rate
0.05%
Variable APY
0.05%
Balance
$0.00 - $999.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$1,000.00 - $2,499.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$2,500.00 - $4,999.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$5,000.00 - $24,999.99
Interest Rate
0.02%
Variable APY
0.02%
Balance
$25,000.00 - $99,999.99
Interest Rate
0.02%
Variable APY
0.02%
Balance
$100,000.00 +
Interest Rate
0.05%
Variable APY
0.05%
Balance
$0.00 - $999.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$1,000.00 - $2,499.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$2,500.00 - $4,999.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$5,000.00 - $24,999.99
Interest Rate
0.02%
Variable APY
0.02%
Balance
$25,000.00 - $99,999.99
Interest Rate
0.02%
Variable APY
0.02%
Balance
$100,000.00 +
Interest Rate
0.05%
Variable APY
0.05%


Savings

Whatever’s in your future, be sure to save for it

Ready to start saving for what’s ahead? Our essential personal Savings Account offers a low minimum balance requirement, access to Digital Banking and up to six withdrawals and transfers each month with no fee. Earn a relationship bonus when you link your Premium Interest, Premier, or Premier Elite Checking accounts. Bonus rates are added to the interest rate to pay a total relationship rate.

Rates effective as of: 03/20/2025

Balance
Interest Rate
Variable APY
Relationship Bonus*
Balance
$0.00 - $999.99
Interest Rate
0.01%
Variable APY
0.01%
Relationship Bonus*

0.10%

Balance
$1,000.00 - $4,999.99
Interest Rate
0.25%
Variable APY
0.25%
Relationship Bonus*

0.50%

Balance
$5,000.00 - $24,999.99
Interest Rate
0.40%
Variable APY
0.40%
Relationship Bonus*

0.50%

Balance
$25,000.00 - $49,999.99
Interest Rate
0.50%
Variable APY
0.50%
Relationship Bonus*

0.50%

Balance
$50,000.00 - $99,999.99
Interest Rate
0.75%
Variable APY
0.75%
Relationship Bonus*

0.50%

Balance
$100,000.00 +
Interest Rate
0.80%
Variable APY
0.80%
Relationship Bonus*

0.50%

Balance
$0.00 - $999.99
Interest Rate
0.01%
Variable APY
0.01%
Relationship Bonus*

0.10%

Balance
$1,000.00 - $4,999.99
Interest Rate
0.25%
Variable APY
0.25%
Relationship Bonus*

0.50%

Balance
$5,000.00 - $24,999.99
Interest Rate
0.40%
Variable APY
0.40%
Relationship Bonus*

0.50%

Balance
$25,000.00 - $49,999.99
Interest Rate
0.50%
Variable APY
0.50%
Relationship Bonus*

0.50%

Balance
$50,000.00 - $99,999.99
Interest Rate
0.75%
Variable APY
0.75%
Relationship Bonus*

0.50%

Balance
$100,000.00 +
Interest Rate
0.80%
Variable APY
0.80%
Relationship Bonus*

0.50%

Balance
$0.00 - $999.99
Interest Rate
0.01%
Variable APY
0.01%
Relationship Bonus*

0.10%

Balance
$1,000.00 - $4,999.99
Interest Rate
0.25%
Variable APY
0.25%
Relationship Bonus*

0.50%

Balance
$5,000.00 - $24,999.99
Interest Rate
0.40%
Variable APY
0.40%
Relationship Bonus*

0.50%

Balance
$25,000.00 - $49,999.99
Interest Rate
0.50%
Variable APY
0.50%
Relationship Bonus*

0.50%

Balance
$50,000.00 - $99,999.99
Interest Rate
0.75%
Variable APY
0.75%
Relationship Bonus*

0.50%

Balance
$100,000.00 +
Interest Rate
0.80%
Variable APY
0.80%
Relationship Bonus*

0.50%



Young Savers

Start early, help kick off a lifetime of financial success

Help your youngster learn to save with no minimum balance requirement or Monthly Maintenance Fee. The Young Savers Account continues to earn interest while teaching a valuable lesson about saving money for the future.

Rates effective as of: 03/20/2025

Balance
Interest Rate
Variable APY
Balance
$0.00 - $99.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$100.00 - $499.99
Interest Rate
0.15%
Variable APY
0.15%
Balance
$500.00 - $999.99
Interest Rate
0.25%
Variable APY
0.25%
Balance
$1,000.00 - $9,999.99
Interest Rate
0.40%
Variable APY
0.40%
Balance
$10,000.00 - $49,999.99
Interest Rate
0.50%
Variable APY
0.50%
Balance
$50,000.00 +
Interest Rate
0.50%
Variable APY
0.50%
Balance
$0.00 - $99.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$100.00 - $499.99
Interest Rate
0.15%
Variable APY
0.15%
Balance
$500.00 - $999.99
Interest Rate
0.25%
Variable APY
0.25%
Balance
$1,000.00 - $9,999.99
Interest Rate
0.40%
Variable APY
0.40%
Balance
$10,000.00 - $49,999.99
Interest Rate
0.50%
Variable APY
0.50%
Balance
$50,000.00 +
Interest Rate
0.50%
Variable APY
0.50%
Balance
$0.00 - $99.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$100.00 - $499.99
Interest Rate
0.15%
Variable APY
0.15%
Balance
$500.00 - $999.99
Interest Rate
0.25%
Variable APY
0.25%
Balance
$1,000.00 - $9,999.99
Interest Rate
0.40%
Variable APY
0.40%
Balance
$10,000.00 - $49,999.99
Interest Rate
0.50%
Variable APY
0.50%
Balance
$50,000.00 +
Interest Rate
0.50%
Variable APY
0.50%


Money Market

This is the money market your savings have been looking for

If you want to boost your earnings, Money Market Saving accounts come with a competitive tiered rate that increases with your balance. Earn a relationship bonus when you link your Premium Interest, Premier, or Premier Elite Checking accounts. Bonus rates are added to the interest rate to pay a total relationship rate.

Rates effective as of: 03/20/2025

Balance
Interest Rate
Variable APY
Relationship Bonus*
Balance
$0.00 - $999.99
Interest Rate
0.00%
Variable APY
0.00%
Relationship Bonus*

0.00%

Balance
$1,000.00 - $99,999.99
Interest Rate
0.90%
Variable APY
0.90%
Relationship Bonus*

1.00%

Balance
$100,000.00 - $249,999.99
Interest Rate
1.40%
Variable APY
1.41%
Relationship Bonus*

0.50%

Balance
$250,000.00 - $499,999.99
Interest Rate
1.50%
Variable APY
1.51%
Relationship Bonus*

0.50%

Balance
$500,000.00 - $999,999.99
Interest Rate
1.70%
Variable APY
1.71%
Relationship Bonus*

0.50%

Balance
$1,000,000.00 +
Interest Rate
2.00%
Variable APY
2.02%
Relationship Bonus*

0.50%

Balance
$0.00 - $999.99
Interest Rate
0.00%
Variable APY
0.00%
Relationship Bonus*

0.00%

Balance
$1,000.00 - $99,999.99
Interest Rate
0.90%
Variable APY
0.90%
Relationship Bonus*

1.00%

Balance
$100,000.00 - $249,999.99
Interest Rate
1.40%
Variable APY
1.41%
Relationship Bonus*

0.50%

Balance
$250,000.00 - $499,999.99
Interest Rate
1.50%
Variable APY
1.51%
Relationship Bonus*

0.50%

Balance
$500,000.00 - $999,999.99
Interest Rate
1.70%
Variable APY
1.71%
Relationship Bonus*

0.50%

Balance
$1,000,000.00 +
Interest Rate
2.00%
Variable APY
2.02%
Relationship Bonus*

0.50%

Balance
$0.00 - $999.99
Interest Rate
0.00%
Variable APY
0.00%
Relationship Bonus*

0.00%

Balance
$1,000.00 - $99,999.99
Interest Rate
0.90%
Variable APY
0.90%
Relationship Bonus*

1.00%

Balance
$100,000.00 - $249,999.99
Interest Rate
1.40%
Variable APY
1.41%
Relationship Bonus*

0.50%

Balance
$250,000.00 - $499,999.99
Interest Rate
1.50%
Variable APY
1.51%
Relationship Bonus*

0.50%

Balance
$500,000.00 - $999,999.99
Interest Rate
1.70%
Variable APY
1.71%
Relationship Bonus*

0.50%

Balance
$1,000,000.00 +
Interest Rate
2.00%
Variable APY
2.02%
Relationship Bonus*

0.50%



IRA Money Market

It’s never too early for retirement planning

Save for retirement with the flexibility to make additional deposits automatically or as needed and make periodic deposits or transfer funds automatically from a checking or savings account. Earn a relationship bonus when you link your Premium Interest, Premier, or Premier Elite Checking accounts. Bonus rates are added to the interest rate to pay a total relationship rate.

Rates effective as of: 03/20/2025

Balance
Interest Rate
Variable APY
Relationship Bonus*
Balance
$0.00 - $1,999.99
Interest Rate
0.01%
Variable APY
0.01%
Relationship Bonus*

0.10%

Balance
$2,000.00 - $9,999.99
Interest Rate
0.70%
Variable APY
0.70%
Relationship Bonus*

0.10%

Balance
$10,000.00 - $24,999.99
Interest Rate
0.80%
Variable APY
0.80%
Relationship Bonus*

0.10%

Balance
$25,000.00 - $49,999.99
Interest Rate
0.90%
Variable APY
0.90%
Relationship Bonus*

0.10%

Balance
$50,000.00 - $99,999.99
Interest Rate
1.00%
Variable APY
1.01%
Relationship Bonus*

0.10%

Balance
$100,000.00 +
Interest Rate
1.40%
Variable APY
1.41%
Relationship Bonus*

0.10%

Balance
$0.00 - $1,999.99
Interest Rate
0.01%
Variable APY
0.01%
Relationship Bonus*

0.10%

Balance
$2,000.00 - $9,999.99
Interest Rate
0.70%
Variable APY
0.70%
Relationship Bonus*

0.10%

Balance
$10,000.00 - $24,999.99
Interest Rate
0.80%
Variable APY
0.80%
Relationship Bonus*

0.10%

Balance
$25,000.00 - $49,999.99
Interest Rate
0.90%
Variable APY
0.90%
Relationship Bonus*

0.10%

Balance
$50,000.00 - $99,999.99
Interest Rate
1.00%
Variable APY
1.01%
Relationship Bonus*

0.10%

Balance
$100,000.00 +
Interest Rate
1.40%
Variable APY
1.41%
Relationship Bonus*

0.10%

Balance
$0.00 - $1,999.99
Interest Rate
0.01%
Variable APY
0.01%
Relationship Bonus*

0.10%

Balance
$2,000.00 - $9,999.99
Interest Rate
0.70%
Variable APY
0.70%
Relationship Bonus*

0.10%

Balance
$10,000.00 - $24,999.99
Interest Rate
0.80%
Variable APY
0.80%
Relationship Bonus*

0.10%

Balance
$25,000.00 - $49,999.99
Interest Rate
0.90%
Variable APY
0.90%
Relationship Bonus*

0.10%

Balance
$50,000.00 - $99,999.99
Interest Rate
1.00%
Variable APY
1.01%
Relationship Bonus*

0.10%

Balance
$100,000.00 +
Interest Rate
1.40%
Variable APY
1.41%
Relationship Bonus*

0.10%



Standard Certificates of Deposit (CDs)

Reap the benefits of a competitive interest rate for a fixed term. For CDs from $1,000 up to and including $99,999.

Earn a competitive fixed interest rate when you put your extra cash to work for a set period of time. Earn a relationship bonus when you link your Premium Interest, Premier, or Premier Elite Checking accounts. Bonus rates are added to the interest rate to pay a total relationship rate.

Rates effective as of: 03/20/2025

Term
Interest Rate
APY
Relationship Bonus*
Term
7 DAY
Interest Rate
0.01%
APY
0.01%
Relationship Bonus*

0.10%

Term
1 MONTH
Interest Rate
0.05%
APY
0.05%
Relationship Bonus*

0.10%

Term
3 MONTHS
Interest Rate
3.85%
APY
3.92%
Relationship Bonus*

0.10%

Term
6 MONTHS
Interest Rate
3.82%
APY
3.89%
Relationship Bonus*

0.10%

Term
9 MONTHS
Interest Rate
3.80%
APY
3.87%
Relationship Bonus*

0.10%

Term
12 MONTHS
Interest Rate
3.57%
APY
3.63%
Relationship Bonus*

0.10%

Term
18 MONTHS
Interest Rate
3.00%
APY
3.05%
Relationship Bonus*

0.10%

Term
24 MONTHS
Interest Rate
3.00%
APY
3.05%
Relationship Bonus*

0.10%

Term
36 MONTHS
Interest Rate
2.60%
APY
2.63%
Relationship Bonus*

0.10%

Term
48 MONTHS
Interest Rate
2.45%
APY
2.48%
Relationship Bonus*

0.10%

Term
60 MONTHS
Interest Rate
2.45%
APY
2.48%
Relationship Bonus*

0.10%

Term
7 DAY
Interest Rate
0.01%
APY
0.01%
Relationship Bonus*

0.10%

Term
1 MONTH
Interest Rate
0.05%
APY
0.05%
Relationship Bonus*

0.10%

Term
3 MONTHS
Interest Rate
3.85%
APY
3.92%
Relationship Bonus*

0.10%

Term
6 MONTHS
Interest Rate
3.82%
APY
3.89%
Relationship Bonus*

0.10%

Term
9 MONTHS
Interest Rate
3.80%
APY
3.87%
Relationship Bonus*

0.10%

Term
12 MONTHS
Interest Rate
3.57%
APY
3.63%
Relationship Bonus*

0.10%

Term
18 MONTHS
Interest Rate
3.00%
APY
3.05%
Relationship Bonus*

0.10%

Term
24 MONTHS
Interest Rate
3.00%
APY
3.05%
Relationship Bonus*

0.10%

Term
36 MONTHS
Interest Rate
2.60%
APY
2.63%
Relationship Bonus*

0.10%

Term
48 MONTHS
Interest Rate
2.45%
APY
2.48%
Relationship Bonus*

0.10%

Term
60 MONTHS
Interest Rate
2.45%
APY
2.48%
Relationship Bonus*

0.10%

Term
7 DAY
Interest Rate
0.01%
APY
0.01%
Relationship Bonus*

0.10%

Term
1 MONTH
Interest Rate
0.05%
APY
0.05%
Relationship Bonus*

0.10%

Term
3 MONTHS
Interest Rate
3.85%
APY
3.92%
Relationship Bonus*

0.10%

Term
6 MONTHS
Interest Rate
3.82%
APY
3.89%
Relationship Bonus*

0.10%

Term
9 MONTHS
Interest Rate
3.80%
APY
3.87%
Relationship Bonus*

0.10%

Term
12 MONTHS
Interest Rate
3.57%
APY
3.63%
Relationship Bonus*

0.10%

Term
18 MONTHS
Interest Rate
3.00%
APY
3.05%
Relationship Bonus*

0.10%

Term
24 MONTHS
Interest Rate
3.00%
APY
3.05%
Relationship Bonus*

0.10%

Term
36 MONTHS
Interest Rate
2.60%
APY
2.63%
Relationship Bonus*

0.10%

Term
48 MONTHS
Interest Rate
2.45%
APY
2.48%
Relationship Bonus*

0.10%

Term
60 MONTHS
Interest Rate
2.45%
APY
2.48%
Relationship Bonus*

0.10%



IRA Certificates of Deposit (CDs)

Personal IRA CD

Rates displayed reflect a minimum deposit of $1,000 up to $99,999. Additional rates are available for deposits of $100,000 or more. Earn a Relationship Bonus when you link your Premium Interest, Premier, or Premier Elite Checking accounts. Bonus rates are added to the interest rate to pay a total relationship rate.

Rates effective as of: 03/20/2025

Term
Interest Rate
APY
Relationship Bonus*
Term
7 DAY
Interest Rate
0.01%
APY
0.01%
Relationship Bonus*

0.10%

Term
1 MONTH
Interest Rate
0.05%
APY
0.05%
Relationship Bonus*

0.10%

Term
3 MONTHS
Interest Rate
3.85%
APY
3.92%
Relationship Bonus*

0.10%

Term
6 MONTHS
Interest Rate
3.82%
APY
3.89%
Relationship Bonus*

0.10%

Term
9 MONTHS
Interest Rate
3.80%
APY
3.87%
Relationship Bonus*

0.10%

Term
12 MONTHS
Interest Rate
3.57%
APY
3.63%
Relationship Bonus*

0.10%

Term
18 MONTHS
Interest Rate
3.00%
APY
3.05%
Relationship Bonus*

0.10%

Term
24 MONTHS
Interest Rate
3.00%
APY
3.05%
Relationship Bonus*

0.10%

Term
36 MONTHS
Interest Rate
2.60%
APY
2.63%
Relationship Bonus*

0.10%

Term
48 MONTHS
Interest Rate
2.45%
APY
2.48%
Relationship Bonus*

0.10%

Term
60 MONTHS
Interest Rate
2.45%
APY
2.48%
Relationship Bonus*

0.10%

Term
7 DAY
Interest Rate
0.01%
APY
0.01%
Relationship Bonus*

0.10%

Term
1 MONTH
Interest Rate
0.05%
APY
0.05%
Relationship Bonus*

0.10%

Term
3 MONTHS
Interest Rate
3.85%
APY
3.92%
Relationship Bonus*

0.10%

Term
6 MONTHS
Interest Rate
3.82%
APY
3.89%
Relationship Bonus*

0.10%

Term
9 MONTHS
Interest Rate
3.80%
APY
3.87%
Relationship Bonus*

0.10%

Term
12 MONTHS
Interest Rate
3.57%
APY
3.63%
Relationship Bonus*

0.10%

Term
18 MONTHS
Interest Rate
3.00%
APY
3.05%
Relationship Bonus*

0.10%

Term
24 MONTHS
Interest Rate
3.00%
APY
3.05%
Relationship Bonus*

0.10%

Term
36 MONTHS
Interest Rate
2.60%
APY
2.63%
Relationship Bonus*

0.10%

Term
48 MONTHS
Interest Rate
2.45%
APY
2.48%
Relationship Bonus*

0.10%

Term
60 MONTHS
Interest Rate
2.45%
APY
2.48%
Relationship Bonus*

0.10%

Term
7 DAY
Interest Rate
0.01%
APY
0.01%
Relationship Bonus*

0.10%

Term
1 MONTH
Interest Rate
0.05%
APY
0.05%
Relationship Bonus*

0.10%

Term
3 MONTHS
Interest Rate
3.85%
APY
3.92%
Relationship Bonus*

0.10%

Term
6 MONTHS
Interest Rate
3.82%
APY
3.89%
Relationship Bonus*

0.10%

Term
9 MONTHS
Interest Rate
3.80%
APY
3.87%
Relationship Bonus*

0.10%

Term
12 MONTHS
Interest Rate
3.57%
APY
3.63%
Relationship Bonus*

0.10%

Term
18 MONTHS
Interest Rate
3.00%
APY
3.05%
Relationship Bonus*

0.10%

Term
24 MONTHS
Interest Rate
3.00%
APY
3.05%
Relationship Bonus*

0.10%

Term
36 MONTHS
Interest Rate
2.60%
APY
2.63%
Relationship Bonus*

0.10%

Term
48 MONTHS
Interest Rate
2.45%
APY
2.48%
Relationship Bonus*

0.10%

Term
60 MONTHS
Interest Rate
2.45%
APY
2.48%
Relationship Bonus*

0.10%



Jumbo Certificates of Deposit (CDs)

Benefit from a competitive rate on larger investment amounts of $100,000 and greater.

Your cash could be working overtime. Lock in a deposit rate for a specified term. Earn a relationship bonus when you link your Premium Interest, Premier, or Premier Elite Checking accounts. Bonus rates are added to the interest rate to pay a total relationship rate.

Rates effective as of: 03/20/2025

Term
Interest Rate
APY
Relationship Bonus*
Term
7 DAY
Interest Rate
0.05%
APY
0.05%
Relationship Bonus*

0.10%

Term
1 MONTH
Interest Rate
0.05%
APY
0.05%
Relationship Bonus*

0.10%

Term
3 MONTHS
Interest Rate
3.85%
APY
3.92%
Relationship Bonus*

0.10%

Term
6 MONTHS
Interest Rate
3.82%
APY
3.89%
Relationship Bonus*

0.10%

Term
9 MONTHS
Interest Rate
3.80%
APY
3.87%
Relationship Bonus*

0.10%

Term
12 MONTHS
Interest Rate
3.57%
APY
3.63%
Relationship Bonus*

0.10%

Term
18 MONTHS
Interest Rate
3.00%
APY
3.05%
Relationship Bonus*

0.10%

Term
24 MONTHS
Interest Rate
3.00%
APY
3.05%
Relationship Bonus*

0.10%

Term
36 MONTHS
Interest Rate
2.63%
APY
2.66%
Relationship Bonus*

0.10%

Term
48 MONTHS
Interest Rate
2.48%
APY
2.51%
Relationship Bonus*

0.10%

Term
60 MONTHS
Interest Rate
2.48%
APY
2.51%
Relationship Bonus*

0.10%

Term
7 DAY
Interest Rate
0.05%
APY
0.05%
Relationship Bonus*

0.10%

Term
1 MONTH
Interest Rate
0.05%
APY
0.05%
Relationship Bonus*

0.10%

Term
3 MONTHS
Interest Rate
3.85%
APY
3.92%
Relationship Bonus*

0.10%

Term
6 MONTHS
Interest Rate
3.82%
APY
3.89%
Relationship Bonus*

0.10%

Term
9 MONTHS
Interest Rate
3.80%
APY
3.87%
Relationship Bonus*

0.10%

Term
12 MONTHS
Interest Rate
3.57%
APY
3.63%
Relationship Bonus*

0.10%

Term
18 MONTHS
Interest Rate
3.00%
APY
3.05%
Relationship Bonus*

0.10%

Term
24 MONTHS
Interest Rate
3.00%
APY
3.05%
Relationship Bonus*

0.10%

Term
36 MONTHS
Interest Rate
2.63%
APY
2.66%
Relationship Bonus*

0.10%

Term
48 MONTHS
Interest Rate
2.48%
APY
2.51%
Relationship Bonus*

0.10%

Term
60 MONTHS
Interest Rate
2.48%
APY
2.51%
Relationship Bonus*

0.10%

Term
7 DAY
Interest Rate
0.05%
APY
0.05%
Relationship Bonus*

0.10%

Term
1 MONTH
Interest Rate
0.05%
APY
0.05%
Relationship Bonus*

0.10%

Term
3 MONTHS
Interest Rate
3.85%
APY
3.92%
Relationship Bonus*

0.10%

Term
6 MONTHS
Interest Rate
3.82%
APY
3.89%
Relationship Bonus*

0.10%

Term
9 MONTHS
Interest Rate
3.80%
APY
3.87%
Relationship Bonus*

0.10%

Term
12 MONTHS
Interest Rate
3.57%
APY
3.63%
Relationship Bonus*

0.10%

Term
18 MONTHS
Interest Rate
3.00%
APY
3.05%
Relationship Bonus*

0.10%

Term
24 MONTHS
Interest Rate
3.00%
APY
3.05%
Relationship Bonus*

0.10%

Term
36 MONTHS
Interest Rate
2.63%
APY
2.66%
Relationship Bonus*

0.10%

Term
48 MONTHS
Interest Rate
2.48%
APY
2.51%
Relationship Bonus*

0.10%

Term
60 MONTHS
Interest Rate
2.48%
APY
2.51%
Relationship Bonus*

0.10%



Jumbo IRA Certificates of Deposit (CDs)

Personal IRA CD

Rates displayed reflect a minimum deposit of $100,000. Earn a Relationship Bonus when you link your Premium Interest, Premier, or Premier Elite Checking accounts. Bonus rates are added to the interest rate to pay a total relationship rate.

Rates effective as of: 03/20/2025

Term
Interest Rate
APY
Relationship Bonus*
Term
7 DAY
Interest Rate
0.05%
APY
0.05%
Relationship Bonus*

0.10%

Term
1 MONTH
Interest Rate
0.05%
APY
0.05%
Relationship Bonus*

0.10%

Term
3 MONTHS
Interest Rate
3.85%
APY
3.92%
Relationship Bonus*

0.10%

Term
6 MONTHS
Interest Rate
3.82%
APY
3.89%
Relationship Bonus*

0.10%

Term
9 MONTHS
Interest Rate
3.80%
APY
3.87%
Relationship Bonus*

0.10%

Term
12 MONTHS
Interest Rate
3.57%
APY
3.63%
Relationship Bonus*

0.10%

Term
18 MONTHS
Interest Rate
3.00%
APY
3.05%
Relationship Bonus*

0.10%

Term
24 MONTHS
Interest Rate
3.00%
APY
3.05%
Relationship Bonus*

0.10%

Term
36 MONTHS
Interest Rate
2.63%
APY
2.66%
Relationship Bonus*

0.10%

Term
48 MONTHS
Interest Rate
2.48%
APY
2.51%
Relationship Bonus*

0.10%

Term
60 MONTHS
Interest Rate
2.48%
APY
2.51%
Relationship Bonus*

0.10%

Term
7 DAY
Interest Rate
0.05%
APY
0.05%
Relationship Bonus*

0.10%

Term
1 MONTH
Interest Rate
0.05%
APY
0.05%
Relationship Bonus*

0.10%

Term
3 MONTHS
Interest Rate
3.85%
APY
3.92%
Relationship Bonus*

0.10%

Term
6 MONTHS
Interest Rate
3.82%
APY
3.89%
Relationship Bonus*

0.10%

Term
9 MONTHS
Interest Rate
3.80%
APY
3.87%
Relationship Bonus*

0.10%

Term
12 MONTHS
Interest Rate
3.57%
APY
3.63%
Relationship Bonus*

0.10%

Term
18 MONTHS
Interest Rate
3.00%
APY
3.05%
Relationship Bonus*

0.10%

Term
24 MONTHS
Interest Rate
3.00%
APY
3.05%
Relationship Bonus*

0.10%

Term
36 MONTHS
Interest Rate
2.63%
APY
2.66%
Relationship Bonus*

0.10%

Term
48 MONTHS
Interest Rate
2.48%
APY
2.51%
Relationship Bonus*

0.10%

Term
60 MONTHS
Interest Rate
2.48%
APY
2.51%
Relationship Bonus*

0.10%

Term
7 DAY
Interest Rate
0.05%
APY
0.05%
Relationship Bonus*

0.10%

Term
1 MONTH
Interest Rate
0.05%
APY
0.05%
Relationship Bonus*

0.10%

Term
3 MONTHS
Interest Rate
3.85%
APY
3.92%
Relationship Bonus*

0.10%

Term
6 MONTHS
Interest Rate
3.82%
APY
3.89%
Relationship Bonus*

0.10%

Term
9 MONTHS
Interest Rate
3.80%
APY
3.87%
Relationship Bonus*

0.10%

Term
12 MONTHS
Interest Rate
3.57%
APY
3.63%
Relationship Bonus*

0.10%

Term
18 MONTHS
Interest Rate
3.00%
APY
3.05%
Relationship Bonus*

0.10%

Term
24 MONTHS
Interest Rate
3.00%
APY
3.05%
Relationship Bonus*

0.10%

Term
36 MONTHS
Interest Rate
2.63%
APY
2.66%
Relationship Bonus*

0.10%

Term
48 MONTHS
Interest Rate
2.48%
APY
2.51%
Relationship Bonus*

0.10%

Term
60 MONTHS
Interest Rate
2.48%
APY
2.51%
Relationship Bonus*

0.10%



Premier Elite Checking

Our most exclusive checking account

Earn premium rates and receive complimentary stop payments, incoming wires, and overdraft transfers. Receive waived maintenance fees and premium rates on other linked deposit accounts. Relationship bonus rates available with a linked Savings, Money Market or select Certificate of Deposit account.

Rates effective as of: 03/20/2025

Balance
Interest Rate
Variable APY
Balance
$0.00 - $4,999.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$5,000.00 - $9,999.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$10,000.00 - $24,999.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$25,000.00 - $99,999.99
Interest Rate
0.02%
Variable APY
0.02%
Balance
$100,000.00 - $249,999.99
Interest Rate
0.02%
Variable APY
0.02%
Balance
$250,000.00 +
Interest Rate
0.50%
Variable APY
0.50%
Balance
$0.00 - $4,999.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$5,000.00 - $9,999.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$10,000.00 - $24,999.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$25,000.00 - $99,999.99
Interest Rate
0.02%
Variable APY
0.02%
Balance
$100,000.00 - $249,999.99
Interest Rate
0.02%
Variable APY
0.02%
Balance
$250,000.00 +
Interest Rate
0.50%
Variable APY
0.50%
Balance
$0.00 - $4,999.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$5,000.00 - $9,999.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$10,000.00 - $24,999.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$25,000.00 - $99,999.99
Interest Rate
0.02%
Variable APY
0.02%
Balance
$100,000.00 - $249,999.99
Interest Rate
0.02%
Variable APY
0.02%
Balance
$250,000.00 +
Interest Rate
0.50%
Variable APY
0.50%


Premier Money Market

Ease of entry, premium rate benefits

Exclusively for Premier and Premier Elite clients, the Premier Money Market account offers our highest interest rates for a Money Market account. Earn a relationship bonus when you link your Premier, or Premier Elite Checking accounts. Bonus rates are added to the interest rate to pay a total relationship rate.

Rates effective as of: 03/20/2025

Balance
Interest Rate
Variable APY
Relationship Bonus*
Balance
$0.00 - $4,999.99
Interest Rate
0.00%
Variable APY
0.00%
Relationship Bonus*

0.00%

Balance
$5,000.00 - $99,999.99
Interest Rate
1.85%
Variable APY
1.87%
Relationship Bonus*

0.10%

Balance
$100,000.00 - $249,999.99
Interest Rate
2.10%
Variable APY
2.12%
Relationship Bonus*

0.10%

Balance
$250,000.00 - $499,999.99
Interest Rate
2.35%
Variable APY
2.38%
Relationship Bonus*

0.10%

Balance
$500,000.00 - $999,999.99
Interest Rate
2.45%
Variable APY
2.48%
Relationship Bonus*

0.10%

Balance
$1,000,000.00 +
Interest Rate
3.37%
Variable APY
3.43%
Relationship Bonus*

0.10%

Balance
$0.00 - $4,999.99
Interest Rate
0.00%
Variable APY
0.00%
Relationship Bonus*

0.10%

Balance
$5,000.00 - $99,999.99
Interest Rate
1.85%
Variable APY
1.87%
Relationship Bonus*

0.10%

Balance
$100,000.00 - $249,999.99
Interest Rate
2.10%
Variable APY
2.12%
Relationship Bonus*

0.10%

Balance
$250,000.00 - $499,999.99
Interest Rate
2.35%
Variable APY
2.38%
Relationship Bonus*

0.10%

Balance
$500,000.00 - $999,999.99
Interest Rate
2.45%
Variable APY
2.48%
Relationship Bonus*

0.10%

Balance
$1,000,000.00 +
Interest Rate
3.37%
Variable APY
3.43%
Relationship Bonus*

0.10%

Balance
$0.00 - $4,999.99
Interest Rate
0.00%
Variable APY
0.00%
Relationship Bonus*

0.10%

Balance
$5,000.00 - $99,999.99
Interest Rate
1.85%
Variable APY
1.87%
Relationship Bonus*

0.10%

Balance
$100,000.00 - $249,999.99
Interest Rate
2.10%
Variable APY
2.12%
Relationship Bonus*

0.10%

Balance
$250,000.00 - $499,999.99
Interest Rate
2.35%
Variable APY
2.38%
Relationship Bonus*

0.10%

Balance
$500,000.00 - $999,999.99
Interest Rate
2.45%
Variable APY
2.48%
Relationship Bonus*

0.10%

Balance
$1,000,000.00 +
Interest Rate
3.37%
Variable APY
3.43%
Relationship Bonus*

0.10%


View all of our deposit account rates

Not seeing the product you were looking for? Click here to see the full rate list for all of our deposit products.


Amegy Bank Regional Deposit Rate Sheets

Check out our standard rate sheet, which includes relationship bonuses and promotional rates, to see which account best meets your needs. In addition, you can view rates in San Antonio, New Braunfels, and Austin, and rates in Dallas-Fort Worth.

Have questions or need help deciding?

Our branch teams are here to help you in person, by phone, or online.

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You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

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You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

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You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

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You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.