Maybe it’s new to you. Maybe the person in front of you at the coffee shop used one. Maybe you’re leading the trend. Whether it’s Apple Pay®, Google Pay®, Samsung Pay® or another mobile wallet, app-based payment methods1 are here to stay. And for good reason! A digital wallet provides a convenient and contactless option for payment wherever you go.
Perks of Contactless Payments
Mobile payments offer many advantages over traditional payment methods, including:
- Extra layers of security. Mobile wallets encrypt your credit card information, and many use a payment code entirely separate from your credit card number for making payments. This one-time code is generated every time a payment is made, so even if someone intercepts the wireless signal, the information won’t be useable. These added protections can help to minimize the risk of card fraud.
- Easy money management. While online account management has made budgeting easier, with multiple cards and accounts, it can be difficult to keep track of spending. Most mobile payment apps allow you to easily see recent spending on all your connected cards, saving you time and the headache of logging in to multiple websites.
- Increased payment speed. Save time and avoid the hassle of swiping or inserting your card at checkout. Payments are made wirelessly, simply by tapping or waving your smart device over the payment terminal. It takes just a few seconds.
- Streamline your wallet. In additional to storing card information, most mobile wallets can also store your favorite loyalty cards, allowing you to continue earning points and score special deals. Keep your store loyalty cards, digital coupons, gift cards, boarding passes and tickets all in one place.
Set Up Your Digital Wallet
Your Amegy Visa® Debit or Credit Card is compatible with digital wallets. Learn more about digital payment options for Amegy Bank cardholders. Once you add a card to your app, you can use your smartphone to make purchases in-store or online — simply look for the logo of your digital wallet or the contactless symbol.