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Home Equity Line of Credit Calculator

Use this home equity line of credit calculator to help determine the amount of a home equity line of credit you might quality for.

Home Equity Line of Credit Calculator

Use this home equity line of credit calculator to help determine the amount of a home equity line of credit you might quality for. Your line of credit is based on a percentage of the value of your home. The more your home is worth, the larger the line of credit. Of course, the final line of credit you get takes into account any outstanding home financing you have, including first home financing, second home financing and any other debt you’ve used your home as collateral for.

By changing any value in the following form fields, calculated values are immediately provided for displayed output values. Click the view report button to see all of your results.



Financial Calculators from
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Financial Calculators ©1998-2024 KJE Computer Solutions, Inc.









You may qualify for a $10,000.00 credit line.
*indicates required.
What if my appraised value changes? Line Graph: Please use the calculator's report to see detailed calculation results in tabular form.

Definitions

Appraised value of your home

Current appraised value of your home.

Outstanding home loans

Total amount of all outstanding home loan balances, including your first mortgage, second mortgage(s), and any other debt that is secured by your home.

Loan-to-value ratio limit

Loan-to-value ratio limit is the maximum loan-to-value ratio (LTV) your lender will allow. LTV is the percentage of your home's appraised value that is borrowed, including all outstanding mortgages and home equity loans and lines secured by your home. For example, a lender's 80% LTV limit for a home appraised at $400,000 would mean a HELOC applicant could have no more than $320,000 in total outstanding home loan balances. Remember, the $320,000 limit would include all existing loans secured by your home plus your new HELOC.

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These calculators are provided by one or more third party service providers. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. Amegy Bank cannot and does not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes only. Use of these calculators does not constitute an application for, commitment to extend, or approval of, a request for credit. The calculated results are in no way endorsed, offered, or guaranteed by Amegy Bank, our subsidiaries or affiliates. These calculators do not offer tax, legal, or financial advice. We encourage you to seek personalized advice from qualified professionals regarding all personal financial issues.

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